Roth Income Limits 2024 Married Filing Joint. If you file separately and did not live with your spouse at any time during the year, your ira deduction is determined under the single filing status. For 2024, married individuals filing separately can only contribute to a roth ira if their modified adjusted gross income (magi) is less than $10,000.
The maximum credit is $4,213 for one child, $6,960 for two children, and $7,830 for three or more children. Married couples must file a joint tax return to be eligible.